Frequently Asked Questions
Click on the Black Button for the Answer
What is a Truth-in-Lending Disclosure Statement and Why Do I
What is the ANNUAL PERCENTAGE RATE?
What is the AMOUNT FINANCED?
Does this mean I will get a lower mortgage than I applied for?
Why is the ANNUAL PERCENTAGE RATE different from the interest rate for which I applied?
Why is the AMMOUNT FINANCED different?
How will my payments be affected by the Disclosure Statements?
What is the FINANCE CHARGE?
What is the TOTAL OF PAYMENTS?
Why must I sign the Disclosure Statement?
My statement says that if I pay the loan off early, I will not be entitled to a refund of part of the finance charge. What does this mean?
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Fax: (800) 449-4041