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LOAN PROGRAMS

  • FHA loans 3.5% down for primary residence loan
  • VA 0 down and 0 costs
  • 90% Conventional and Jumbo fixed rate loans (10, 15, 20, 25, 30 yr terms available) to $2 Million dollars
  • Fannie Mae Homepath – 3% down – No mortgage insurance – First time buyers
  • Homepath Non-owner Occupied/Investment loans up to 90% with No mortgage insurance
  • Fannie Mae/Freddy Mac (Home Affordable “HARP”) refinance program that goes up to 105% of the property value for primary and investment properties
  • Investment loans 20% down, maximum of four properties, 25% down to 10 properties
  • Adjustable Rate Mortgages (6 month, 1, 3, 5, 7, and 10 year ARM’s available)
  • CAL STRS and PERS loans
  • Fannie Mae/FHA First Time Homebuyer Programs
  • REO, REHAB and Construction loans
  • 80% Stated income loans for first time buyers for W2 employees for owner occupied properties
  • 65% Stated income self employed borrowers for primary residence
  • 401 K and IRA real estate loans, where your IRA and 401K qualifies for the loan. No property limit
  • Bridge Loans (2% over prime)
  • Non-Conforming Lending Products (A- to C credit including bankruptcy cases)
  • Swing Loans, Lines of Credit and Hard Money Loans
  • Commercial Loans available up to 80% LTV all over US – no property limits
  • Loan Modifications for owner and non owner occupied properties and Commercial properties

 


2465 E. Orangethorpe Ave.
Fullerton, CA 92831
Phone:
(714) 992-6635 Fax: (800) 449-4041
California Real Estate License # 01138374


Office: (714) 992-6635 Fax: (800) 449-4041
E-mail: info@rosemontmortgage.com